Banking? Made easy.
Intuitive, fast, and directly in Microsoft Dynamics 365 Business Central.
starting at 7,90€ / month and user
Direct banking
Secure and direct bank connection via certified PSD2 finAPI interface and 365 business API, with multi-factor authentication directly from Microsoft Dynamics 365 Business Central.
Real-time bank account access
Access your bank transactions in real time from your bank accounts and use intelligent bank transaction mapping with ZKA and SEPA code support for efficient payment reconciliation.
Process payments
Process your payment orders, whether SEPA payments, real-time transfers, scheduled transfers, direct debits, or standing orders, directly from Microsoft Dynamics 365 Business Central.
Secure communication via PSD2-certified interface
365 business Banking works with the PSD2-certified interface from finAPI GmbH. finAPI GmbH is now one of the leading providers of open banking and open finance solutions in Germany. As a BaFin-licensed account information and payment initiation service, finAPI focuses on software solutions for the aggregation and analysis of financial data for innovative financial applications.
Our pricing
User
per user
7.90 € / month
incl. 25 payment instructions*
Components
- 30 days free trial
- No contract duration
- incl. 25 payment instructions* per month
- Unlimited number of bank accounts
- Unlimited number of bank account retrievals
-
SEPA Credit Transfer
Instant Credit Transfer &
Future Dated Credit Transfer - SEPA-Direct Debit Transfer & Collective Direct Debit Transfer
- SEPA standing order
- Licensing per active Microsoft Dynamics 365 Business Central user
Extras
- Additional Payment Instructions* per 0.30 €
Support
- Email support within 24 hours
Company
per company
80.00 € / month
incl. 300 payment instructions*
Components
- 30 days free trial
- No contract duration
- incl. 300 payment instructions* per month
- Unlimited number of bank accounts
- Unlimited number of bank account retrievals
-
SEPA Credit Transfer
Instant Credit Transfer &
Future Dated Credit Transfer - SEPA-Direct Debit Transfer & Collective Direct Debit Transfer
- SEPA standing order
- Licensed per Microsoft Dynamics 365 Business Central company
Extras
- Additional Payment Instructions* per 0.20 €
Support
- Email support within 24 hours
Tenant
per tenant or on-premises environment
350.00 € / month
incl. 2,500 payment instructions*
Components
- 30 days free trial
- No contract duration
- incl. 2,500 payment instructions* per month
- Unlimited number of bank accounts
- Unlimited number of bank account retrievals
-
SEPA Credit Transfer
Instant Credit Transfer &
Future Dated Credit Transfer - SEPA-Direct Debit Transfer & Collective Direct Debit Transfer
- SEPA standing order
- Licensed per Microsoft 365 tenant
Extras
- Additional Payment Instructions* per 0.20 €
Support
- Email support within 24 hours
Payment Instructions
What are payment instructions?
Payment instructions describe all outgoing bank transactionsthat are initiated directly from Microsoft Dynamics 365 Business Central via the bank. These include:
- SEPA transfers (standard, future-dated, and collective orders)
- SEPA real-time transfers
- SEPA direct debits
- Standing orders
These transactions are actively initiated by the company - in contrast to incoming payments, which are received, for example, through customer transfers.
Why this is important:
Many providers charge for every single bank transaction, including incoming payments such as customer payments or interest income. This can quickly lead to unexpectedly high costs, especially with high booking volumes.
365 business Banking deliberately takes a different approach:
We only charge Payment Instructions, i.e., transactions that are actually initiated by you.
Comparison
Many providers do not distinguish between incoming and outgoing transactions—they simply charge for every bank transaction. At 365 business Banking, we use a fair and transparent billing model that is based on your actual transactions:
Only outgoing payment orders are counted—not every single account transaction.
The difference is clearly evident in a direct comparison:
Billing model
365 business Banking
Other providers
(industry standard)
What is charged?
Only outgoing payments
Every bank transaction incoming and outgoing
Example:
500 bank transactions, including 200 transfers
Price per payment instruction/transaction: 0.20 €
200 bank transactions subject to a fee
40.00 €
500 bank transactions subject to a fee
100.00 €
Cost control
Transparent and predictable
Varying depending on incoming payments and vendor debit notes
Suitable for
Companies with high volumes of incoming payments
Companies with low booking volumes
Additional Payment Instructions
You can use the following calculator to calculate the expected costs for additional payment instructions when booking a client license, including 300 payment instructions per month.
*In the case of collective transfers or collective direct debits, the transactions contained therein are settled as individual payment instructions.
Additional packages for payment instructions
Would you like to have predictable costs and purchase a quota of payment orders in advance at attractive terms? Then our additional packages for payment orders are just right for you!
-
Add-on package XS 60.00 €
300 payment instructions per month
-
Add-on package S 95.00 €
500 payment instructions per month
-
Add-on package M 180.00 €
1,000 payment instructions per month
-
Add-on package L 425.00 €
2,500 payment instructions per month
-
Add-on package XL 800.00 €
5,000 payment instructions per month
-
Add-on package XXL 1,500.00 €
10,000 payment instructions per month
-
Individual add-on package Upon request
Contact us and we will arrange an individual add-on package with your desired monthly payment instructions.
Individual solutions for large companies
For corporate customers with individual requirements, we are happy to provide a customized offer.
Service & Support
Product updates
365 business Banking officially available on Microsoft AppSource!
Christoph Krieg
5. September 2025
Do you have any questions about our services or
do you need support for your project?
I look forward to hearing from you!
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